Privacy Policy
Effective 15 November 2026
The short version: Money Unlocked doesn't collect, store or share any personal information. There are no accounts, no ads, no analytics and no tracking. Your progress stays on your phone.
Who we are
Money Unlocked is a free money education app for young Australians, made by Lachlan Robertson. In this policy, "we" means the developer of Money Unlocked.
What we collect
Nothing. The app doesn't ask for your name, email, phone number, location, contacts, photos or any other personal information, and it doesn't send any information about you or how you use the app to us or anyone else.
What stays on your device
To work, the app saves a few things on your phone only: which lessons you've finished, quiz scores, XP, streak, coins and savings, and the items in Your Place, plus settings like whether you've seen the welcome screens. This information never leaves your device. We can't see it.
If your phone backs up to iCloud or your computer, this app data may be included in that backup, under Apple's terms and your own settings. Deleting the app deletes this data from your phone.
No accounts, ads, analytics or tracking
There's no sign-up or login. The app contains no advertising, no analytics or crash-reporting tools, and no third-party code that collects data. We don't track you across other apps or websites.
Links to other websites
Lessons list their sources, such as Moneysmart, the ATO and Scamwatch. If you tap one, it opens in your web browser. Those websites have their own privacy policies.
Children and teens
The app is made for people aged about 15 to 25 and is suitable for younger users too. Because we don't collect any personal information from anyone, we don't collect it from children either.
Your rights
Under the Australian Privacy Act 1988 you can ask what personal information we hold about you. For this app the answer is none. If you have a question or a concern, contact us using the details below. If you're not happy with our response, you can contact the Office of the Australian Information Commissioner at oaic.gov.au.
Changes to this policy
If the app ever starts collecting information, we'll update this policy before that change is released, and change the effective date above.
Contact
Email moneyunlocked@icloud.com.